Inuka Bridge
A quick loan, and a real person to walk you through it.
Tell us a little about yourself and a field officer near you will call, come to meet you, and help you apply. If it’s approved, the money goes straight to your M‑Pesa. You repay on our Paybill.
Applying is free. There is no charge to speak to an officer.
Four steps, with someone helping at each one
No branch queue and no paperwork on your own. A field officer does the visit and the KYC with you.
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Send your details
Your name, phone, where you are, and how much you need. It takes about a minute.
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An officer meets you
The officer assigned to your area calls, visits, photographs your ID, and notes your referees.
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Approved & disbursed
A manager and a director review it. On approval the money is sent to your M‑Pesa.
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You repay on the Paybill
M‑Pesa → Paybill 4320979, and your account number is your ID number. Pay any time before the due date — it’s credited to your loan automatically.
What it costs — no surprises
Interest is 1% of the amount per day, with a minimum of 14% and a maximum of 30%. Your officer tells you the exact figure to repay before you sign.
If a loan isn’t cleared by day 31 it goes into default and a penalty is added. We’d rather talk it through — call your officer before then.
How to repay
Use the same ID number you registered with. The payment is matched to your loan automatically and you’ll get an M‑Pesa confirmation SMS. If anything looks wrong, call your officer.
Apply now — an officer will call you
Send this and we’ll connect you with the field officer for your area. They’ll take it from here.
We’re a call away
Questions about a loan, a repayment, or an officer who was meant to call? Reach us directly.